How we rank
How we choose the providers we feature, how products are ordered, and how we keep MoneyCompare free to use.
MoneyCompare is free for you to use. We compare a selected range of financial products, taking into account product features, regulatory information and our commercial relationships with providers. We may receive commission or other compensation from some of the providers featured on our website, and these arrangements can influence which products appear and where they are positioned in our comparisons.
How we select providers and products
MoneyCompare does not compare every financial provider or product available in the UK market. We feature a selected panel of providers and products, which may differ between comparison categories.
When deciding which products to include and how to present them, we take into account:
- Relevance and information quality — how relevant a product is to the comparison category and whether reliable, up-to-date product information is available.
- Regulatory status and customer protection — the regulatory status of the provider and the protection arrangements that apply to the specific product. These may include FSCS protection for eligible deposits or safeguarding arrangements for certain payment and e-money services. These protections are different and do not apply equally to all products.
- Product quality and value — fees, interest rates, features, eligibility and the overall competitiveness of the offer. The relative importance of these factors may vary depending on the type of product being compared.
- Commercial arrangements — our existing relationships with providers and partners, which may influence whether a product is included, how visible it is and where it is placed.
Some providers or products may not appear because they are outside the scope of a comparison, are not available through our service, do not meet our inclusion criteria or are not covered by our commercial partnerships.
How products are ordered
The default order in which products appear on MoneyCompare reflects a combination of editorial and commercial considerations.
Editorial factors may include interest rates, fees, product features, eligibility requirements, customer protection arrangements and the relevance of a product to the comparison category.
Commercial relationships may also influence the position of products in our comparison tables. This means that a product may appear above another partly because of a commercial arrangement, rather than solely because it offers better rates, lower fees or more suitable features.
We do not assign scores or ratings to the products featured on MoneyCompare. A product’s position should not be read as an overall quality rating or as a guarantee that it is the best option available.
You can use the filters and sorting options in each comparison to explore products according to the criteria that matter most to you. Changing the sorting option may produce a different order from the default.
The information we publish
Product information, including fees, interest rates, features and eligibility requirements, comes from providers’ published terms, information supplied by providers and other public sources.
We review and update this information on a monthly basis. Rates, fees and promotional offers can change between reviews, sometimes without notice.
Commercial relationships do not change the factual product information we publish. They may, however, influence which products are included and how prominently they are displayed.
Before applying for a product, always check the latest rates, fees, eligibility requirements and full terms directly with the provider.
Our comparison tables are maintained by the MoneyCompare editorial team. Meet our team.
How MoneyCompare makes money
MoneyCompare is free to use. We may receive commission, referral fees, lead fees or advertising compensation from providers and commercial partners — for example when you click through to a provider, start or complete an application, or open an account. The amount and type of compensation vary between providers and products.
More information about our business and regulatory arrangements is available on our Regulatory Information page.
Our comparisons are not personal advice
Our comparisons provide general information and do not constitute personal financial advice or recommendations. A product’s position in our listings is not a statement that it is the best or cheapest option for your circumstances.
Product suitability depends on your individual needs, circumstances and eligibility, so always read the provider’s full terms before making a decision.
MoneyCompare is not a bank and does not provide personal financial advice.
Last updated: 15 October 2026